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Debt and your home

Shortfalls
If you have just received a payment demand for a property that was repossessed, you need to know what this means and how…
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Negative equity
Negative EquityWhat is negative equity?Negative equity simply means that your mortgage is higher than the value of your property – and this can…
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House repossession
If you have concerns about repossession, Payplan can guide you towards the right course of action for you, your home and
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Equity release
Equity Release is a debt solution that could be suitable for you if you’re a homeowner aged 55 or over, with little or…
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PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263. Totemic, the Totemic logo, PayPlan and the PayPlan Logo are all trademarks of Totemic Limited.

Totemic Limited refers customers to Payplan Partnership and Payplan Bespoke Solutions for Individual Voluntary Arrangements:

Payplan Partnership Limited is a limited company registered in England, Register No: 7199691 Registered offices: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Licensed Insolvency Practitioners: JN Harrison FCA MIPA FABRP Licensed by Insolvency Practitioners Association (UK): K W Marland MIPA FABRP Licensed by Insolvency Practitioners Association (UK).

Payplan Bespoke Solutions Limited is a limited company registered in England, Register No: 7079646 Registered offices: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Licensed Insolvency Practitioner: NT Payne ACA FCCA MIPA MABRP Licensed by Insolvency Practitioners Association (UK).