FAQs

Debt Arrangement Scheme (DAS)

Our Debt Arrangement Scheme (DAS) FAQs answer the most common questions about DASs, helping you understand how they work and whether one is right for you.

How do I apply for a DAS?
Contact us via phone, WhatsApp, Live Chat, or our online form to get started. Setting up a DAS is a straightforward process. One of our advisors will help you create a budget to determine how much you can realistically afford to pay towards your debts and them submit a proposal to your creditors on your behalf.
How long does a DAS last?
There’s no set time frame for a DAS -it depends on your situation. It ends once you’ve made all the necessary payments to clear your debts in full, whether in monthly instalments or a lump sum.
Can I end my DAS early?
You might be able to offer what’s known as a ‘composition’. This can only take place if you’ve paid 70% of the original amount owed or you’ve made full payments for 12 years without payment breaks.