Debt and the Law

County Court Judgments (CCJ)

CCJs are usually issued as a result of an underlying debt problem. Receiving a County Court Judgment (CCJ) claim form…

A default notice is a formal letter sent to you by a lender or creditor if you are in arrears…

Do you know your rights if a debt collector is constantly harassing you? We look at the laws outlining what…

We look at what you should do if you are struggling to afford you council tax or have missed payments.

An administration order is where the courts place an order to cover all of your outstanding debt. You will make…

An Attachment of Earnings Order (AEO) is where a creditor applies to the court for an order to allow them…

The Limitations Act 1980 outlines the time limit within which a creditor can chase a debtor for outstanding debts. Find…

A statutory demand is a formal legal document that requires you to agree a repayment plan with them. Find out…

If you have taken out a credit agreement, such as a loan or bank account in joint names then you…

Business debts can be extremely stressful if you feel they’re unmanageable, particularly if you run a company with unlimited liability…

A step by step look at what you need to do in order to make a claim for mis-sold PPI,…

If you are struggling with debt and worried about being threatened with bailiff action, or if you have received a…