Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Money Management
17 Aug 2026
Starting university? A guide to managing your money this academic year
Debt Facts
14 Aug 2026
Take control of your money by understanding interest
Whether you’re borrowing money or trying to save for the future, interest can play a big role in the decisions you make. Understanding it can help you make better choices, make the most of the earnings on your savings, and avoid repaying more…
Policy
15 Jul 2026
The Regulation of Buy Now Pay Later and the risk of unintended consequences:
At PayPlan we welcome the regulation of Deferred Payment Credit (DPC), better known as Buy Now Pay Later (BNPL), by the Financial Conduct Authority (FCA). However, this development also raises concerns about the impact on consumers who rely on this…
Money Management
14 Jul 2026
Are subscription services draining your budget? Here’s how to check
Whether it’s your favourite streaming service, music app, cloud storage or meal kit, monthly subscriptions are designed to save you time and add convenience.But because these payments are taken automatically, it’s easy to lose track of how many you have…
Money Management
14 Jul 2026
Understanding your payslip and the common deductions explained
When you look at your payslip, it’s easy to focus on just the amount that hits your bank account. Understanding the deductions on your payslip can help you budget more effectively, spot any errors and feel in control of your…
Money Management
14 Jul 2026
Buy now, pay later usage rises by nearly 4,000% between 2020 and 2025
Buy now, pay later (BNPL) is now a common payment option at online and in-store checkouts. It is often used for clothing, homeware and everyday spending, as well as larger purchases. Used carefully, it can help spread the cost of…
Money Management
6 Jul 2026
Back-to-school budgeting: how to get ahead of the costs
Living in Debt
15 Jun 2026
Money worries and men’s mental health: The link we need to talk about
Research from the Money and Pensions Service suggests that one in five men feel anxious about their financial situation1. This Men’s Health Week, we‘d like to explore the connection between finances and men’s mental health, as the two are often…
News and Stories
12 Jun 2026
Summer holidays can be expensive: Here’s how to save
As summer approaches, many of us begin to look forward to warmer weather, time off, and making memories with family and friends. At the same time, it can also bring added financial pressures. Costs such as holidays, childcare, and activity…
Policy
3 Jun 2026
Domestic Homicide Reviews and the role of financial organisations
In August 2025, PayPlan received our first Domestic Homicide Review (DHR) request relating to a client we were informed had passed away. While we were aware of DHRs as a concept, we had not anticipated the likelihood of a debt advice organisation being…
Money Management
1 Jun 2026
When the fun stops: What football fans should watch out for this World Cup
The World Cup is fast approaching, and for many people, it’s an exciting time, but this can also be a challenging time for someone affected by gambling. A Nationwide survey found that many people are expected to bet more in…
Industry News
28 May 2026
OFGEM Energy Price Cap update: what the changes might mean for you
OFGEM has today announced a 13% increase in the energy price cap, raising it from £1,641 to £1,862, and increasing average energy bills by an extra £18 a month from 1 July 2026.Wholesale prices increased sharply in February and March…
Industry News
18 May 2026
The King’s Speech – What’s been announced?
On 13 May, the King delivered his annual speech to Parliament, which has two main roles: opening a new parliamentary session and setting out the government’s legislative priorities for the months ahead.In the speech, the government set out its approach…
Money Saving Ideas
13 May 2026
Saving money on your essential costs
Industry News
7 May 2026
What to expect if PayPlan refers you to Bipolar UK
Financial difficulties and mental health challenges are often deeply connected. That’s why, when we support someone living with bipolar, we want to make sure they also know about the wider help available to them.The following guide has been written by…
Policy
1 May 2026
Economic Abuse and building financial resilience through raising awareness
We understand that debt advice isn’t a tick-box exercise – it’s a journey based on clients’ needs and wants, incorporating safe pathways to advice for Domestic and Economic Abuse as appropriate.But what is Economic Abuse, and how has the prevalence…
Policy
24 Apr 2026
Gambling harm and debt advice: Challenging stigma and ending the silence
A landmark year for sport and its wider impact2026 is going to be a huge year for sport and hosts a world sporting event calendar that will appeal to fans of each genre – the Six Nations, the Winter Olympics,…
News and Stories
14 Apr 2026
The Two-Child limit Universal Credit Child Element has ended
The two‑child limit on the Universal Credit child element has ended from 6 April 2026. If you receive Universal Credit, you may be concerned about what that change means for you. Here, we’ll discuss some of the changes and how…
News and Stories
25 Feb 2026
Ofgem Lowers Energy Price Cap
Every three months, Ofgem reviews the energy price cap. The cap limits the maximum amount suppliers can charge per unit of gas and electricity, as well as the daily standing charge.From 1 April, the price cap will fall by 7%,…
Living in Debt
25 Feb 2026
Support when you’re juggling family life
Balancing family life and finances isn’t always easy. If money worries are adding pressure at home, it’s important to know what support is available. Getting the right help can ease financial worry and give you more space to focus on…