Budgeting for summer in 2025: What you need to know
As the school holidays approach, a lot of people will be looking forward to some well-earned down time. But while the idea of taking a break can be exciting, the cost of making summer special can leave a lasting financial…
A small emergency fund can make a big difference
When money’s tight, an unexpected cost can throw everything off course. In 2024, 60% of people said they were worried about the impact on an emergency cost would have on their finances.If you can, it’s worth considering setting up a…
Navigating cost of living challenges this summer
Lots of people are still finding it hard to keep up with bills, food prices and other costs.Even though some prices have stopped going up as fast, things still cost a lot more than they used to.If you’re finding it…
Valentine’s Day spending trends reveal growing financial pressures
Valentine’s Day spending trends reveal growing financial pressures. In 2025, it’s estimated that over half of the UK population (53%) plan to spend money this Valentine’s Day[1].It’s expected that over £1.5bn will be spent in total, with the average person…
How to save money during Veganuary
Veganuary, which started on the first day of January, encourages people all over the world to try a vegan diet throughout the month to protect the environment, prevent animal suffering, and improve health.We know that switching to a vegan diet…
January Sales – smart shopping tips to help you save money
How to cut down the costs of Christmas dinner and festive activities
How to cut down the costs of Christmas dinnerThe festive season can be especially stressful when you’re already dealing with debt. But, with a little creativity and planning, you can still enjoy a wonderful Christmas without overspending.In our third blog, we’ve come…
How to save money on Christmas decorations this year
Christmas is about joy, warmth, and togetherness, not how much you spend. The festive season can feel overwhelming for those facing financial challenges, but decorating your home doesn’t have to cost a fortune.In the second blog of our Christmas Savings…
Saving money on gifts this Christmas
The festive season is fast approaching, and, for many, Christmas is all about making memories.People assume that making something memorable means you have to throw a lot of money at it, but this doesn’t have to be the case.Christmas isn’t…
How to save money heating your home this winter
As the colder months approach, we understand that keeping your home warm can be costly.That’s why we’ve put together some energy-saving tips to help you stay warm and cosy without breaking the bank.How do I keep my house warm?Make sure…
How can I save money this Halloween?
Spooky season is just around the corner.Did you know Halloween is one of the UK’s top four favourite celebrations? This can sometimes lead to unexpected costs, from the pumpkin patches to the buckets of sweets and wanting to wear the…
How can I save money on my food shopping?
With so many of us feeling the financial pinch, finding ways to save a little extra can really make a difference — especially when it comes to the weekly food shop.Those rising food shop bills can feel overwhelming, but with…
Cheap summer holiday activities for the kids
Let’s ring in the new year with improved financial health!
A New Year can be daunting with the hope of making resolutions you think you might not be able to keep, however, following the below simple steps may help you feel your financial best and start 2024 with a positive…
Saving money on your energy bills – gas and electric meters explained
With energy prices set to increase again in January, we’re all doing anything we can to use less gas and electricity in our homes, but there may be other ways you can save money.Knowing what type of meter you have…
A guide to responsible shopping ahead of Black Friday and Cyber Monday
Black Friday and Cyber Monday are two of the biggest shopping events of the year.With seemingly big discounts and exclusive deals, most of us are tempted to head out to the shops or scroll through the sales from our phones,…
Tips to help you save money this Christmas
Christmas is a time for joy, togetherness, and celebration.However, it’s all too easy to get caught up in the festivities and find yourself overspending, leading to financial stress that can linger long after the decorations are put away.At PayPlan, we…
Ways to save on your energy bills this winter
The average medium-sized UK household spends around £152 per month, or £1,834 per year on their combined gas and electricity bills – and this presents some real opportunities to make a saving.And with the colder temperatures hitting, many of us…
How can UK Savings Week help you start building a better future?
What is UK Savings Week?UK Savings Week was launched in 2022 and is supported by The Buildings Society Association, the trade body of UK building societies and seven large credit unions. The idea behind the week is to raise awareness…