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Living in Debt 28 Jul 2025

A small emergency fund can make a big difference

When money’s tight, an unexpected cost can throw everything off course. In 2024, 60% of people said they were worried about the impact on an emergency cost would have on their finances.If you can, it’s worth considering setting up a…

Money Saving Ideas 14 Jul 2025

Navigating cost of living challenges this summer

Lots of people are still finding it hard to keep up with bills, food prices and other costs.Even though some prices have stopped going up as fast, things still cost a lot more than they used to.If you’re finding it…

Money Saving Ideas 12 Feb 2025

Valentine’s Day spending trends reveal growing financial pressures

Valentine’s Day spending trends reveal growing financial pressures. In 2025, it’s estimated that over half of the UK population (53%) plan to spend money this Valentine’s Day[1].It’s expected that over £1.5bn will be spent in total, with the average person…

Money Saving Ideas 16 Jan 2025

How to save money during Veganuary

Veganuary, which started on the first day of January, encourages people all over the world to try a vegan diet throughout the month to protect the environment, prevent animal suffering, and improve health.We know that switching to a vegan diet…

Money Saving Ideas 1 Jan 2025

January Sales – smart shopping tips to help you save money

Your inbox may already be full of January sale deals, promising unbeatable discounts and deals you just don’t want to miss. It can be the perfect time to pick up items you’ve had your eye on or even stock up…

Money Saving Ideas 29 Nov 2024

How to save money on Christmas decorations this year

Christmas is about joy, warmth, and togetherness, not how much you spend. The festive season can feel overwhelming for those facing financial challenges, but decorating your home doesn’t have to cost a fortune.In the second blog of our Christmas Savings…

Money Saving Ideas 28 Nov 2024

Saving money on gifts this Christmas

The festive season is fast approaching, and, for many, Christmas is all about making memories.People assume that making something memorable means you have to throw a lot of money at it, but this doesn’t have to be the case.Christmas isn’t…

Money Saving Ideas 13 Nov 2024

How to save money heating your home this winter

As the colder months approach, we understand that keeping your home warm can be costly.That’s why we’ve put together some energy-saving tips to help you stay warm and cosy without breaking the bank.How do I keep my house warm?Make sure…

Money Saving Ideas 28 Oct 2024

How can I save money this Halloween?

Spooky season is just around the corner.Did you know Halloween is one of the UK’s top four favourite celebrations? This can sometimes lead to unexpected costs, from the pumpkin patches to the buckets of sweets and wanting to wear the…

Money Saving Ideas 23 Oct 2024

How can I save money on my food shopping?

With so many of us feeling the financial pinch, finding ways to save a little extra can really make a difference — especially when it comes to the weekly food shop.Those rising food shop bills can feel overwhelming, but with…

Money Saving Ideas 31 Jul 2024

Cheap summer holiday activities for the kids

Even though the summer holidays have only just begun, many of us have already lost count of the times we’ve heard “I’m bored”. No matter what your budget is, the summer holiday costs can add up quickly! We’ve put together…

Money Saving Ideas 16 Nov 2023

Tips to help you save money this Christmas

Christmas is a time for joy, togetherness, and celebration.However, it’s all too easy to get caught up in the festivities and find yourself overspending, leading to financial stress that can linger long after the decorations are put away.At PayPlan, we…

Money Saving Ideas 13 Nov 2023

Ways to save on your energy bills this winter

The average medium-sized UK household spends around £152 per month, or £1,834 per year on their combined gas and electricity bills – and this presents some real opportunities to make a saving.And with the colder temperatures hitting, many of us…

Money Management 19 Sep 2023

How can UK Savings Week help you start building a better future?

What is UK Savings Week?UK Savings Week was launched in 2022 and is supported by The Buildings Society Association, the trade body of UK building societies and seven large credit unions. The idea behind the week is to raise awareness…

Money Saving Ideas 27 Jul 2023

How to save money this summer holidays

The school holidays have arrived, and you may be worrying about your costs increasing whilst your children are off school. We know filling six weeks with activities can be hard work to plan but also can cost a fortune, especially…