Administration Order

If you already have a County Court Judgment (CCJ) or High Court Judgment and can’t repay it in full, an Administration Order may help. It’s a formal court arrangement that allows you to make one monthly payment towards your debts.

Please note: We don’t offer Administration Orders directly. This page is for information only – but we can help you explore other suitable options if needed.

What is an Administration Order?

• An Administration Order is a legally binding court agreement.
• You pay the court one affordable monthly payment.
• The court distributes this payment among your creditors.
• While the order is in place, creditors included in it shouldn’t normally take further action.

Who is an Administration Order for?

You may be eligible if you:

• Have a CCJ or High Court Judgment you can’t clear straightaway
• Owe less than £5,000 in total – including interest and charges
• Have two or more creditors
• Live in England, Wales or Northern Ireland
• Can afford regular payments after essential bills

If you live in Scotland, different solutions apply.

Benefits of an Administration Order

• Creditors included in the order can’t take action without court permission.
• Contact from these creditors (letters, calls or visits) should normally stop.
• Interest and charges are frozen.
• The court manages your payments and divides them fairly among creditors.

Things to consider before applying

• You’ll be charged a 10% fee for every payment you make to the court.
• If you want proof the order is complete, you may need to pay an additional £14 for a Certificate of Satisfaction.
• An Administration Order stays on your credit report for six years from the date it starts.
• It will also appear on the Register of Judgments, Orders and Fines.
• If you miss payments, the court can cancel the order or instruct deductions from your wages.

How do I apply for an Administration Order?

The application process is straightforward.

1. Complete an N92 form
2. Take it to your local court, where you will need to sign it in the presence of the Court
3. The court will review your situation and decide:
   • How long your arrangement should last
   • Whether you must repay all or part of the debt
   • How much your monthly payment should be  

If approved, you start making payments directly to the court.

Is an Administration Order right for you?

An Administration Order could help if:

• Your debts are small
• You already have a CCJ

However, if your debts total more than £5,000, or your situation is more complex, other solutions may be more suitable.

We’re here to help

Before entering any debt solution, it’s important to speak with a regulated advisor.

If you’re unsure whether an Administration Order is right for you, we can help you explore all your options.

Get advice now