The Payplan Difference
No TV adverts
Our ethos has always been to provide realistic debt solutions for anyone with financial problems. TV advertising is expensive - and we prefer to keep our costs down in order to continually offer a full range of free debt solutions to our clients. We are the UK’s largest provider of free debt management plans by merit, expertise and experience rather than prime time advertising!
Excellent reputation
We are highly regarded by the many organisations that continually support Payplan. Working in partnership with organisations like Citizens Advice Bureaux (CAB) and National Debt Line (NDL) has helped us build and maintain our reputation. Referrals by word of mouth are also a testimony to our popularity.
Solid experience
For 16 years, we have been negotiating the best deal for our clients. We have expertise in offering a full range of debt solutions including free Debt Management Plans and IVAs which can be tailored to suit your personal circumstances. You can rely on us to only ever suggest a solution if we genuinely believe it will benefit you.
This means that you are in safe hands with Payplan. And you don’t have to take our word for it. Read some of our clients’ thank you letters. If you have any questions, we're just a phone call away - it will cost you nothing except your time... and if you're facing financial difficulties, this will be time well spent.
Call Payplan free on 0800 280 2816 or use our Debt Help Form for a quick and easy way to get free debt advice from experienced professionals.


