Mortgage Advice

In April 2008, the number of homeowners concerned about their mortgages rose by 35% in England and Wales*

Sometimes life doesn't work in our favour: ill-health, unemployment, redundancy, a change in personal circumstances and further unsecured debts mean that mortgage payments can be missed.

Payplan can refer you to Who's Lending? part of Payplan Financial Services, who are authorised and regulated by the Financial Services Authority. Who's Lending? are whole of market mortgage brokers, who can give you advice based on your circumstances. It does not cost anything to receive advice and Who's Lending? will only ever charge you a £499 administration fee. This fee is only payable upon successful completion of a mortgage.

Call Who's Lending? free on 0800 5870652 an easy way to get mortgage advice from experienced professionals.

Keeping a roof over your head

Buying a home and taking out a mortgage represent a huge financial commitment, particularly when the market can appear unstable.

Making mortgage payments must be top of the list when it comes to prioritising bills and managing debt. To prevent repossession, your mortgage and any loans secured on your property should be paid regularly.

If you're struggling with mortgage payments, the news isn't all bad. Often, there are solutions available such as renegotiating terms or remortgaging depending on your circumstances.

Clients with poor credit history or county court judgements can find sympathetic advice and guidance at Who's Lending?. Whatever the nature of your financial difficulty, Who's Lending? will always take the time to talk through and advise on your specific circumstances.

The sooner you act, the better

Concerns about your mortgage can weigh heavily on your mind so don't delay seeking professional help. Our advice is confidential and impartial – we'll discuss all the options available, according to your personal circumstances and guide you towards a solution that's right for you.

If you're seeking specific advice concerning debt relating to property or your mortgage, click on the links below:

Call Who's Lending? free on 0800 587 0652 or for a quick and easy way to get free mortgage advice from experienced professionals.

Your home may be repossessed if you do not keep up repayments on a mortgage or any debts secured on it.

* according to statistics collated by Citizens Advice Bureau, April 2008.

Payplan Limited introduce customers to Payplan Financial Services Limited, who also trade as Who’s Lending and are authorised and regulated by Financial Services Authority. FSA Register Number 302801.

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