National Debtline offer free online debt advice and if they think you could benefit from a solution to repay your debts, they will direct you to a provider of free Debt Management Plans, and Individual Voluntary Arrangements such as PayPlan.
National Debtline is a registered charity funded by the government and the private sector.
There are other organisations in the UK that also offer free debt advice.
- StepChange Debt Charity
- National Debtline
- Citizens Advice (CAB)
- Christians Against Poverty