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A guide to guarantor loans: things you need to know
What is a guarantor loan? A guarantor loan is a type of loan where a friend or family member (known…
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Advice for when you can’t afford hire purchase repayments
What happens if I can’t pay for my hire purchase agreement? Before anything else, make sure you let the creditors…
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Can banks take money to pay debt without permission?
What does ‘right to offset’ mean? The right to offset, also known as the ‘right of setoff’ or ‘setting off’,…
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Continuous payment authorities and how to cancel them
What is a continuous payment authority? A continuous payment authority (CPA) is when you grant a company permission to take…
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Dealing with debts that can’t be included in a DMP
Should I include all my debts in a Debt Management Plan? When entering a Debt Management Plan (DMP), you don’t…
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How a simple budget plan can help with debt
What’s a budget plan and how will it help me? If you’re aiming to reduce your debt or build your…
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How to apply for a budgeting loan or advance
What are budgeting loans and advances? With Crisis Loans no longer available, other options have replaced the scheme to help…
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How to deal with arrears on TV licence payments
Why do I need to pay for a TV licence? By law, you need to have a TV licence to…
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How to deal with debts in the UK while living abroad
Living abroad with UK debts It can be daunting if you have debts that were taken out in a different…
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How to deal with missed mortgage payments and arrears
What happens if I can’t afford to pay my mortgage? The first thing you need to do is contact your…
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How to deal with rent arrears if you’ve fallen behind
I’m in rent arrears. What can I do? If you’re in arrears with your rent, the first step is to…
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How to deal with unpaid parking fines
What will happen if I haven’t paid my parking fine? There are a few types of parking fines or penalties,…
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How to get help if you can’t pay your utility bills
Falling into arrears with utility bills If you’re having problems paying your utility bills like gas, electric or water, contact…
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I can’t pay child maintenance right now. What happens?
What happens if I’m struggling to pay child maintenance? Child maintenance, or child support, is a legal responsibility to provide…
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I owe money to friends or family. What happens if I can’t pay them back?
What happens if I can’t pay my friends or family back? If you owe money to family or friends, we…
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Talking about debts with your partner, friends and family
How do I tell my loved ones that I’m in debt? Approaching the subject of debt is hard at the…
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Things you need to know about redundancy and debt
I’m in debt and I’ve been made redundant – what should I do? If you’re in debt and worried about…
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What are debt snowballing and debt avalanche?
My debt is getting out of control – what should I do? Knowing how to manage debts and keeping them…
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What are secured loans and how do they work?
How does a secured loan work? A secured loan is a second charge on your property. You will have a…
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