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Hi, we’re PayPlan.

92% of people felt clearer about what to do with their debts after talking to us.

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What is everyone saying?


A truly amazing service that has made a significant difference to the way in which I manage my debts i.e. I no longer have to (beyond making regular, affordable payments).…



Great customer service they do all the work after the initial programme is set up unless one has change of circumstances



Being able to make affordable payments have taken away a lot of the stress of trying to juggle money every month


“If you suffer in silence, things will get a hell of a lot worse!”

Kevin contacted us after falling into debt and he struggled to find ways of affording the most basic of needs. During one period, he had to resort to eating frozen bread for tea every night and had frequent suicidal thoughts.