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Welcome to PayPlan, Santander's partner.

We can make life more affordable by reducing the amount you pay towards your debts, freeing up more money for you and your family.


Fill in our simple, 3-step form to get immediate debt help and advice.

100% secure and confidential

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What is everyone saying?

Helped me in more ways

Payplan have helped me in more ways than just a debt. It has changed the way we live! not just budgets but solutions! learning to cook/bake to save pennies. days…



Great customer service they do all the work after the initial programme is set up unless one has change of circumstances



Since being with Payplan I have been able to relax and get on with my day to day life in the knowledge that my debts are being paid regularly and…


“If you suffer in silence, things will get a hell of a lot worse!”

Kevin contacted us after falling into debt and he struggled to find ways of affording the most basic of needs. During one period, he had to resort to eating frozen bread for tea every night and had frequent suicidal thoughts.