Find my debt solution

Do you have more than one debt and need a solution?

  • Enter a few simple details
  • Choose help online or by phone
  • Get your personalised debt solution!
What's your approximate level of debt?
What is your residential status?
How many lenders do you owe money to?
What's your employment status?
What's your average monthly income after tax? (Please include benefits)
Do you own a vehicle? (worth more than £1,000?)

Good news!
Based on the information you've provided, we believe we can offer you a solution that will reduce the amount you're paying to your creditors, and it may be possible to write-off some of your debt.

To do this, we'll need to take some more information, in the way that suits you best.

Please select a contact method

Best time for us to call

Free debt help and advice

Bank of Scotland and PayPlan: working together to help you

At PayPlan, we work with many of the UK’s major banks who trust us to provide impartial, free debt advice. Thanks to our close working relationship with Bank of Scotland, we’ve helped thousands of their customers to become debt-free. Here’s how we can help you today:

  • Breathing space from creditor contact

We understand that being in debt can be worrying & stressful, but one quick, confidential call to our friendly team will instantly put your mind at ease. If your creditors know you are working with PayPlan you could qualify for 30 days ‘breathing space’ from debt collection activity, to allow you the time to find the right debt solution for you.   

  • A plan that works for you

We’ll take details of your incomings and outgoings, plus anything you owe and let you know the options available to you. If suitable for your circumstances, one of our personalised, affordable debt solutions will help you get back in control of your finances.

  • Help in the way you want it

We know that everyone’s different; that’s why we like to provide debt help in a way that suits you. You can request a call from one of our friendly, patient advisers, or if you prefer, you can complete our online debt solution tool instead.

Simply complete our 3-step form and get free debt help today.