Cleaning up my files,
Equifax shows that a loan from Northern Rock is "Status Settled."
Experian show the same loan last updated 21/11/10 with a current balance of ££££sss (not settled.)
Experian show my Mortgage with Yorkshire bank as "Status - settled."
Equifax show the same mortgage as "Status - Transaction not received this month" with a default balance of ££££sss but a start balance of £0. This looks like it could be the shortfall after the resale of the house.
Is it normal that one of them sometimes gets it wrong?
Should I read it so:
If one has an account marked as settled then it actually is so. The other just hasn't managed to catch up yet.
If this is the case they are set to drop off my file around January next year so no biggy.