I am 7 years cleared from Bankrupcty so no longer "on the record" and now have my own business where I am Director, plus one Employee. Looking to get Public&Employees Liability Insurance and being asked if I or anyone involved has ever been bankrupt. I have two questions:
Do I legally have to disclose this now?
Can they put my premium up if I do disclose?
As far as I am concerned it's no longer relevant, it's no longer on my credit history so it's no longer public record?