It has been a while since I last posted but am in need of some advice please. I have a DMP with the CCCS and nearing the end of my repayments. I decided to have a look at my credit file with Experian and noticed that one of my accounts appears twice. The original debt was with Egg until they sold the debt to Apex. It appears Egg have filed a default notice which I didn't know about but a default is also showing with Apex. I have the following questions.
1. Whilst the Egg account shows settled the default is listed, does this matter and should the account have been removed?
2. Is it correct that one account can appear twice?
3. Can Apex show a default even though they didn't file the default?
4. Egg are not the only company that have filed a default without me receiving anything notification, I have two others. I thought they were obliged to inform me. Is there anything I can do?