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Abbreviations used in DQF
My advice is guidance only, if you want the law then consult a lawyer!
(c) All Spelling mistakes are my own design, infringement of them may result me sulking!
I assume that it's HMRC or your local council that has inhibited you to ensure repayment of the debt. In that regard it's no different to a bank doing the same thing. If you want to sell the house you'll need to ensure that they approve the sale - which they may do if they are confident that there will be enough equity in the property to pay them off. Essentially they need to discharge the inhibition on condition that they will get the money.
Worth looking here for more info
http://scotland.shelter.org.uk/get_advi ... nhibitions
Your best solution would be to agree a repayment plan that you can afford. Even in cases of fraud, agencies of government will not be looking to make you homeless so may agree a longer repayment plan.
Don't think you can transfer the deeds to your husband - the inhibition will prevent it and I can't believe a mortgage company will touch it I'm afraid.
You really need advice from a money adviser who can help you approach the inhibitor with a viable plan.
Finally, where the fraud aspect is relevant is that I'm afraid the debt will survive insolvency so no point in looking at sequestration or trust deed.