Sorry i its so long winded but i am so confused.
Ok so Weve racked up about 23k in unsecured debt- all in my hubbys name- not his fault- i was fully aware and to blame too- elborate wedding and a house move in a year wasnt the brightest idea!!
So Weve got to get it under control- Weve (well he) has completed th debt rememdy with CCCS and a DMP has been suggested. We are mortgaged but have no equity so am i right in thinking we have no assetts? We dont own a car, as hubby has a company car.
Is a DMP with CCCS the right way to go, someone told me to do it myself?
He can more than afford to pay his debts off if the interest is stopped and i contribute more to the household bills- I thought if i pay more in it will reduce the length of his DMP also? I can only do this if i can get my family to let me put my repayments from the wedding onhold to them.
How likely are the creditors to suspend interest and what if they dont?
I know i have to chnage our bank to a one were he has no debt
is there anything else i should know?
I just feel totaly confused and he is so down about this i cant get him to talk
Thanks in advance