A friend of mine has just separated from his partner of 9 years, he has amounted 35k of debt, which his partner paid for during the 9 years and in fact encouraged to extend/renew. Payments were never a problem before the separation. Now my friends has a minimum wage job and twice as much outgoings as incomings. He is considering BR based on advice from the CAB and of course my situation as well.
From the experience of everyone here can anyone give me a vague idea of how long his BR will be and the likelyhood of a BRO/BRU?