- Wed Jun 08, 2011 10:44 pm
My names Rob, live in Walsall, W.Mids. Aged 22, 2 children, full time job.
I've got into a little debt problem where I am spending 200-300 per month more than what I currently have so am in the process of dealing with PayPlan, waiting for a call back tonight.
I know I'm not in as much debt as others, but being 22 it really is quite scary, look forward to reading others posts, to see where I can help myself.
Hi Rob - Welcome to the forum.
You'll find lots of help and advice on here. When I first joined 3 years ago it really helped me a lot, as I learnt a great deal from others who were in a similar position.
When you the take first steps it is scary, but it does get better once you start your Debt Management Plan, although in the early days you will receive letters from your creditors. After a while though it will settle down once you are making regular payments.
I'm with PayPlan as well and you have done the right thing by taking the first step.
If you have any questions just post on the relevant section and I'm sure forum members will help clarify any problem or query you might have.