Got to the Royal Courts of Justice nice and early around 945am. First one there and waited for the doors to be open. Once opened, I then went to the first person that was available and asked to become bankrupt. She looked over the form and said that I didn’t need to fill out form 6.27 as they do it there. The girl then proceeded to the computer and typed up the sheet and got me to sign. Told me to wait while she typed up the remaining part of the order.
Once that was done she showed where to go to pay the fees and then return back to this office. Went and paid and then went back. At this point I had to wait a bit. I was then seen by who I think was the head of the department who then got me to put my hand on the bible and say a few lines which basically said that everything I have stated is the whole truth and nothing but the truth. He stamped the order and told me to come back at 230pm to the next floor down room 110 to collect the copy of my order.
Now it was only 1115am and I had 3 hours to kill. So went for a walk to Covent Garden, Leicester Square & Piccadilly Circus. If I had known I would have brought some money with me to do my Xmas shopping.
I went back at 215pm and for some reason I was expecting to see the judge at this point as I obviously hadn’t taken in the fact that the man had said earlier to come and collect a copy of my order! 230pm came and went and I was panicking & worrying about it now. Then the 2 girls who had dealt with the bankruptcies earlier came in with copies of our orders and started calling our names out and giving them to us and advising us of where to now go to see the Official Receiver. Now this place was a good 20 minute walk away. So I got my skates on so I could be the first one there. Some people obviously have cash to flash even though they are going bankrupt as they got taxis!
I got there and waited for a bit until someone came down and called my name. She took me to an office where she looked at my order and went and copied it while I read a couple of forms which I had to sign which were about the Inland Revenue and my duties as a bankrupt. She also took my 3 bank cards that I had brought with me. She then came back and gave me the time and date I have to come back and the name of the Official Receiver I would be seeing.
The person could see I was a little worried and tense and asked if I was alright and if I had any questions. I said I have no questions. She gave me some numbers to call if I have any problems. I said thank you and at that point I then left.
That was all quite simple and easy in the end and don’t know why I was worrying about it. However I am now worrying about seeing the OR next week. I know it doesn’t make a difference if I get seen in person or it is done over the phone but I have read that in some cases if you are seen in person it could be a bit more to your case. I know that each individual OR works differently but I am still a bit worried.
I also don’t remember her mentioning anything about a pack being sent but again I may not have been listening properly as I was nervous. I have all my statements although I am missing one and I have got a signed letter with regards to my rent and household bills. Just wish the day would come quickly so I can get on and enjoy Xmas.
I will keep you informed as to how the meeting with OR goes but any reassurance or advice will be much appreciated