I ask this because I went bankrupt in August in order to clear my student loan debt. The Higher Education Act came into force on July 1st, and this was meant to exempt all student loans from bankruptcy, but it was badly worded and had to be 'fixed' by a statutory instrument (SI2004/2041), published at the beginning of August and coming into force on September 1st).
Its explanatory notes (you can see them on http://www.legislation.hmso.gov.uk/si/s ... 042041.htm) seem to state clearly that all student loans can be cleared by bankruptcy if the bankruptcy occurs after the loan was received, and the bankruptcy occurs before September 1st 2004.
So I went ahead with my bankruptcy, only to be told that because my loan was the pre-1998 type, it won't be cleared this way.
I'm now casting about for a way of challenging this in the courts, but it would be heartening in the meantime if, as I say, anyone in this forum can tell me of anyone who's been successful, and had a pre-1998 loan included in a bankruptcy occurring after July 1st 2004.