I need advice.
i went bankrupt in Oct 2005 and was discharged in Oct 2006.
I included all my assets into my bankruptcy including a house that had no equity. When I filed in Oct 2005 I told my trustee that I was including the house in my bankruptcy and that I would be moving out and relinquishing my rights to it.
I have moved out of country and am now non-resident but a letter has recently come to my last residence in the UK stating that they sold the house in Feb 2007 after my discharge and that I owe a Mortgage shortfall of 10,000 British Pounds.
I am trying to get advice if this is a scare tactic because I was under the belief that this house and any shortfalls would have been included in the bankruptcy.
Please help as I am not getting great advice anywhere else