Just introducing myself. I'm here for help, I don't if I can provide any to anyone.
I'm not religious but god bless internet forums that provide everyday people with quality advice on matters financial, legal, or otherwise.
The only other forum like this I have made use of is www.consumeractiongroup.co.uk with help from the people on that site I sucessfully claimed back bank charges for my mum and a friend; and challenged a bailiff firm who took £300+ from my mum for a parking ticket of just £60.
I'm hoping to get help advice with another matter regarding CCJs about which I have posted in another section.
Happy 2015 all,