Never be worried by debt problems, they can be deal with with a bit of planning and understanding, but one of th ekey thins to so when seeking advice is to ONLY seek free and impartial advice.
Would you like to talk to someone CONFIDENTIALLY about your financial situation?
Would you like to talk to an organisations that is NOT going to charge you?
Would you like to talk to an organisation that CAN help you?
If you answered YES or MAYBE to any of these questions, then there are three organisation in the UK that can offer you free, completely confidential, personal and impartial advice on your money worries.
PayPlan: Is a national organisation with approaching 20 years of experience in dealing with all kinds of financial situations, no matter how bad they are.
Their advice and help starts with a simple phone call to 0800 280 2816
NDL: Is an organisation that advises you on solutions that are available to you, you can contact them on 0808 808 4000
StepChange (formerly CCCS) Is an organisation that advises you on available solutions with your financial problems. You can contact them on 0800 138 1111
Remember this forum is where you can still ask questions, where you talk to people who have been through financial problems themselves. And remember when asking things don't be afraid to ask it may seem odd or material to you, but that odd question can make the difference between dealing with creditors and DCAs easily or dealing with them the hard way!
Want to talk to someone confidentially, without obligation and free of charge?
Abbreviations used in DQF
My advice is guidance only, if you want the law then consult a lawyer!
(c) All Spelling mistakes are my own design, infringement of them may result me sulking!