the reason for this action is.over 15 months ago.i was behind this person at the traffic lights.when turned to green she moved off and has to turn immediate right.hence she faces the other lights on red for the traffic waiting on the left.she decided to stop for which i braked also.blew my horn as if to say what are you doing.moves off again for which i follow and she stops again.this time i clip her rear end scuff the bumper and a thumb nail dent in her tailgate.no damage to my car..very angry with her ,she said she just panicked.
basically told her to call at the garage near the traffic lights where i worked and gave her my Name.and said i would get it repaired for her no other details where passed. .She did not come to the garage but instead looked up my name in the Telephone Book and went and called to the said address which was my Parents House. and left a number for them to contact me.basically i did not want to pay the access charge with my insurance and lose no claims.so i offered that i would get it repaired by professional repair garage.but her Husband refused and wanted to take it to one of his choice.i said providing it was not to expensive we would go from there. basically to cut a long story short he tried to get the repairer to make a bigger invoice.he refused saying he did most of his work from where he got the car from..so he had to go through the channels that way.the invoice was around 8 to 900 pound which was a Joke.the person to repair said he did not do trade prices.i tried to explain all this to her Husband who did not care to have a sensible solution with me.hence foolish maybe i ignored letters from there insurance company.so it would appear he got it repaired through his insurance company.hence now this situation.by rule of thumb,yes you have to have a certain distance between the vehicle in front.but at traffic lights thats impossible being it would never work.i feel driving without due care and attention on her behalf..i received this notice on the 28th Jan 2014.but i am out of Europe till June when i will be back,for which the Bailiff has been informed.i also believe she is claiming for whiplash which is a complete joke.no damage to my car.so overall rightly or wrongly this is the situation i am in now.
i understand certain things i can do,but not whats the best situation for all this.i come back in June to Cheshire where i live, for a couple of months then i will be going back to live abroad in defiantly.of course i may visit UK now and then who knows.i borrowed Money from my Father but just in case i dont pay him back.he has a Legal charge on my property.so i think the worse case scenario for them is to make me Bankrupt or try and negotiate some payment back,for which i feel something is better than nothing for them..
please can you advise?