Right now we owe £20000 in Credit cards, £2000 on a Bank loan, £10000 on HP and are overdrawn by £1200 and we don't know where to start.
The Credit cards are were paid by a lower monthly payment and its interests been frozen for six months.
However, I started a job six weeks ago, only to been unfairly dismissed with no pay of salary or of my expenses. Now we cannot keep up any payment at all, due to my husband wages being minimal. We are renting privately, which does make a difference we believe.
We just don't know how to tackle this problem. Any suggestions?