Egg - £6k owing, will only accept 80% offer no less
Marbles - £6k owing, will only accept 80% offer no less
MBNA - £8k owing, will only accept full amount.
MBNA have stated that they will not accept an offer of less as we are currently meeting their payment plan agreement of 0.8% of the balance per month. Is this right and do I stand any chance of clearing these debts with a Full & final settlement? The figure I may have available is only £15k which amount to 75% for each. Can anyone tell me if they have had companies accept this and how they went about doing it.
Any help and advice would be greatly appreciated.