- Mon Jan 24, 2005 8:42 pm
I had the same problem, I'm freelance, I got a very serious illness, had to stop working for a long time - my finances collapsed as a result. My bankers closed my account and I had to look around for a basic account, took me a while to find one, they don't advertise!
I now have something called Easycash with The Halifax, it's a very basic account, no chequebook, no overdraft, no frills at all but it is a bank account and I can pay bills with it and set up automated payments. I never found an account like this that came with a debit card, I don't think any of these 'no frills' accounts come with extras like that.
Very pleased with Easycash though, they don't charge at all, absolutely nothing. No credit check to open the account, just went to my local Halifax branch, filled out one form, that was it.
Forgot to say, I did get an ATM card with the Easycash account.