I hope I'm in the right place first time on today?
I was on benefit for a short time in 1998 due to my marriage breakdown I could not face work so was on income support for a couple of months, to cut a long story short.
I ended up with an overpayment which the DWP tried to claim back in July 2000, I was declared Bankrupt just before I recieved there letter.After my Disharge I recieved another letter I asked for more information like dates and times ect.
I then heard nothing until 2008 again I asked for information as I had not got the answers the first time round again I heard nothing until August 2009 when I was sent a letter telling me I had a couple of weeks to pay or it was in the hands of Debt collectors.
I have been to the CAB twice they have said the debt should have been desolved with the bankruptcy but not only that the date of the DWPS decision was July 2000 which means after July 2006 they can not claim it back anyway , in other words they are 3 years out of date.
I keep getting phone calls from IQ the debt collectors telling me I have been given the wrong advice and I should pay with a card over the phone.despite me asking them not to ring again they keep bothering me its really stressing me out can anyone please advise?