- Sat May 14, 2005 3:51 pm
I've never asked someone to obtain a loan to pay a debt, Debt collectors CANNOT ask you to do this!!!
Absolutely right they can't Tanya, unfortunately, some still do. As I said in my earlier post, there are Debt Collectors who act outside of the guidelines, and its these who give Debt Collectors a bad name.
There are always those who want to try and avoid paying debts, people who take the situations lightly and don't give a monkeys, but, these are the minority. Mostly people want to pay their debt, but can't afford to pay it at the agreed monthly payments because something has happened, i.e. divorce, job loss e.t.c. These are the people who can't sleep at night worrying about what are their creditors going to do.
Its always a gamble at who you are going to get at the other end of the line when you speak to your creditors, you get a really nice, understanding person, willing to help you e.t.c. or you get a complete idiot who treats you like... well, you can guess.
What is said in response to your post is not to be taken personally against you, I am speaking in general and from hearing other peoples experiences.
Debt collectors are not gods, they do not have any hold over people, they misrepresent court action by making people believe all kinds of rubbish, when a court is only interested in a realistic figure a debtor can repay.
I've never heard of someone commiting suicide because of the fear of creditors being nice and understanding to them...have you?