My husband has just opened a nationwide flexiaccount and was going to transfer all the direct debits his account.
The telephone,tv licence and house insurance are also monthly direct debits in my name should I try and pay these off or transfer them to his name?
Is transfering names on bills difficult to do?
What sort of things should I put as assetts?
My husband owns the car so that doesn't count.He has a computer and even owns the sofa!!!
The most valuable single item I have is a wedding ring I believe and that is about £200 worth.Everything else is shared. I'm not sort how this would be viewed.We have no antiques or valuable jewellery just normal household stuff.
I'm just so worried about getting all the info right.I don't want to get into trouble for forgetting something.
It's bad enough trying to decide what to put as an explination to the debt and when I realised I couldn't pay.As I am delaying for a few weeks while I find the money and organise everything.
I'm sorry about all the questions I just want to make sure it's all done properly so it can all be sorted quickly.