Since then I have been careful only to pay my wife for the children's needs - food, school costs, clothes, and all the other things that can be put down to what children usually get, and she pays her mortgage. In other words I pay her for the childrens' living costs - a bed, toys, sports, you name it but nothing to do with the house and its fixtures and fittings. In addition I carry on my work at a different address, so my 'residence' at the home is part-time.
I want to make some kind of prediction if I went bankrupt today and-
A. the OR went back 5 years what percentage of Beneficial Interest might they ask assuming 50% at that time, and
B. my enjoying the home for 5 years, but taking care not to pay for its fabric in any way, what might they calculate?
Has anyone had experience of this and could give some ballpark percentages/probabilities? This would enable me to analyse if/when to go bankrupt or keep paying CCJ's. Thanks.