1. There is a secured loan on a property which is being sold. The secured loan company have agreed to release it from secured and it will become unsecured after sale of property. The loan is in joint names, however that relationship has now disolved and we are not together - can the debt be split into individual names to allow one of us to go bankrupt without the other having to do so?
2. Same as above with regards to mortgage shortfall debt?
3. If I went overseas to work, could I go bankrupt in the UK without having to return to the country to do so?
Thanks very much.