(a) straight to OR office - took 10 minutes. Dissapointed wasn't going to get it all out of the way that day.
(b) felt absolutely elated for about an hour, before it all sunk in.
(c) went and opened a new basic account immediately
(d) wiped tear from eye
(e) went to get enormously drunk
(f) worried about the OR interview
(g) felt the need to call all creditors and tell them to **** off and stop ringiing my house/mobile/work
(h) had another drink
(i) woke up next day and wondered if I'd really gone through with it all!
I'm sure there are better (or more responsible) stories than that?