- Wed Apr 29, 2009 8:27 am
Normally the answer is no, the OR has no interest nor can he touch any future payouts.
The main exceptions being:
If the pension scheme is not recognised by HMRC as a pension scheme (These are few and far between nowadays).
Prior to bankruptcy you had made very large lump sum payments in to the scheme (the OR can see this as trying to make assets unavailable), but they normally only look at these if this has occured in the year before bankruptcy, when you knew or had resonable beleive that you were insolvent. This again normally only applies to AVCs.
Moving on, the OR will ask for detials of your pension schemes as he needs to verify that they are recognised schemes, if they are then normally that is the end of the matter. If not then the OR will be very interested!!