The reason I ask is that I'm hoping my wife can buy the interest in the property so we can keep the house and obviously we'll keep paying the mortgage, but this makes potentially a big difference to the amount of disposable income I appear to have. At the moment, we have a joint account where all the bills come out of and our income goes into. After bankruptcy, the wife will be sole name on the bank account and the bills will continue to be paid from it, but the total amounts won't change and we'll still need all our combined incomes to pay for the bills.
I'm a bit confused on that bit!!