homely wrote:it has been exactly 8 weeks since our br and i am aware that the or hasn't contacted them,mainly due to the phone calls and threatening letters saying that they'll take me to court(which is highly unlikely)or send a debt collector around,neither of these bother me but i do feel that 8 weeks is a long time and would like to know how long it could take (max)for the or to contact them.
It shouldn't really take that long. Some companies don't tell their right hand what their left is doing though. You have a wonderful answer for them though like "Are you aware that asking a bankrupt to pay you money is against the Law and I will be reporting you to my Official Receiver?" That should shut them up. In fact you SHOULD inform the OR of these callers. Just quote your BO number and give them the OR's contact details. There is not a thing they can do to you now or ever.
What was much more worrying was the contact from bailiffs about the same CCJ - twice I came home to find a note that one had called. But when I rang up to quote my BRO number he was quite jovial.
Don't worry - just keep quoting your BRO number and nothing bad will happen.
MRB wrote:Can I suggest that you write a letter to each creditor with a copy of your BO and OR details. This should put a end to things. I have been Bankrupty 9 weeks now and the calls and letters stopped after about a month. But two accounts of mine are still open Cahoot and Egg although they know Im bankrupt I dont understand why. Someone I have lear'nt is that banks are very inefficient and the left does'nt know what the right is doing.
Cahoot were also bad with me and even after my discharge from bankruptcy, on checking my CRF, I saw that they had put the date of default, 14 months after my actual petition. I complained to Equifax about this. Equifax asked Cahoot to explain and as they did not respond in the set time, 28 days I think, Equifax have removed the Cahoot data from my CRF.