I have been reading alot of the topics on this site and the replies and advice given and would like to know if someone could help me with my dilema.
I am currently on a DMP with CCCS, I have £111K worth of debt , with 18 creditors. My monthly payment to CCCS is £280 per month, before being accepted on the DMP, I was advised by Debt Free Direct that I should make myself bankrupt, but I did not want to lose my home. I have a child, we live in a small home which has no equity and I currently have secured loans.
I have just had a CCJ recorded by Direct Line, but I have not yet had confirmation from the court as to whether my monthly payment offer is acceptable. I currently owe £20k to direct line. I have since received an interim charging order from the Court for the above Debt. Does this mean that Direct Line can request the sale of my property? I don't know what to do. Most of the other creditors have accepted my DMP offer, but there are still 3 creditors who are chasing and are still refusing the offer.
I am so worried, I have spoken to CCCS who have advised me to wait until the matter can be heard in court, but I don't know what to expect. My head is all over the place Any advice would be appreciated.