I have just set up a DMP through CCCS and up until 8 weeks ago I was almost up to date with the minimum payments.
I stopped paying whilst the plan was being set up and most of the creditors have frozen interest and charges (even MBNA)
However, I have just had an add up and since I stopped paying (4-8 week) I have been loaded with interest and charges and fees for reminders (over £800) although I phoned eveyone explaining the situation.
I think to myself, I am trying to sort out my affairs and pay everyone something, but before I have even started another £800 has been added on.
Is it worth me calling them to see if they will take the latest charges off??
Thanks and regards