The story so far......
I took out a finance agreement for a car in 1999. The car was repossessed around a year later. I had a ccj taken out against me in August 2002. (wasnt aware this has happened until this year when i had a copy of an inhibition notice posted through my door) however a default was registered on the account in 2006.
As far as i can work out, a default cannot be registered after a ccj was issued.
Does anyone know how I can get this removed from my credit file as it is the only thing stopping me getting a mortgage.
This would have already been removed if the default hadnt been added four years after the ccj.
Any advice ?