Information to help you deal with your CRF's

Moderators: TalbotWoods, JaneClack

By frank drebin
#471350 CCJ granted 10 years ago. been paying off instalments each month. CCJ and account no longer on credit file. Deal made with creditor to accept part balance as full and final. They said my credit files will be marked as partially satisfied. The CCJ has already dropped off. will they put it back on and mark it as satisfied or will it stay invisible?

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By TalbotWoods
#471352 It will stay invisible

A CCJ will only remain on a CRFs for 6 years form the date it is awarded.

As an aside, have you obtained IN WRITING that they are going to mark the files and close the accounts. If this has been done verbally be aware that a lot of folk have found they have been chased for the balance from a different company.