Questions and Info relating to Property Issues inc, Charging Orders and Repossession

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By whiteswan
#298023 Dear Forum

My husband's name appears on our mortgage account but he pays not a penny towards it and in fact I pay all the household bills. The idea when we got married 19 years ago was that as I was the higher earner, I would pay the bills and we would live off his money upon which we have a joint account, (I do not pay any contribution into this by the way.)

Hubby has now got himself into debt by using his entire o/draft facility to assist I have found out his Pasty Shop enterprise.

As I can prove that he has never paid towards the mortgage/bills, etc if push came to shove would we have to sell the house to pay his creditors. My 25 year mortgage is paid up next year and I would very much like to get his name off the mortgage. The mortgage was between me and my ex-husband and so the mortgage company insisted that my husband's name went on the mortgage.Originally with Citibank, the mortgage is now with the Halifax.

Thank you for your time today.

Jane