As some of you know I recently signed a trust deed and a couple of weeks ago it became protected. I hadn't heard anything further from my creditors until this moring when I had a letter from Moorcroft debt recovery ltd Pre-Court Divison. The letter states that they have been instructed by egg to collect the over due amount on my credit card approx £700. 00I also have an out standing load with egg which is about £12,000 which they do not mention. Both these debts are covered in the TD.
The letter is threatening legal action unless I pay the outstanding debt with in a few days. This could lead to arrestment of my earning with my employer or "an application for an exceptional attachment order on goods owned by you" I'm not even sure what this means?
Can this moorcroft do anything or am I completely protected by the trust deed considering both debts are included. I am very concerned about increased communication from them such as home visites, phone calls and marked letters as I am trying to spare my parents the knowledge and therefore the worry of my current financial distress.
Does anyone have any experiance with this company and do they know what I shoud expect?
Many thanks for taking the time to read this and for any advice you have to offer.