Thanks everyone for your responses to my last questions!
I just wondered if anyone could help me with another question.
Is it possible to have a current account with a debit card but no overdraft set up for the duration of the Trust Deed, or is it set in stone that you must only have a basic bank account with a cash card for withdrawing cash from ATMs?
I have been told to switch my bank account away from my current bank as I have an overdraft at present. I have applyed for a current account with the Co-Operative bank. Although you can apply for an overdraft facility with the the this current account it does not come as Standard and of course I have not applied for this facility.
The reason I have applied for the current account is because it offers a Debit Card. I would find it extremely difficult without a debit card and as you must have the money you require in your account in order to use them it would not mean getting into any debt.
A leaflet I have from a company who sets up Trust Deeds says only that it is fine to have a bank account but that it must be in Credit.
I have not been able to find a bank that offers a debit card but absolutley no overdraft.