1, pay back over 15 years,
3. trust deed,
i have no assets, a car which i need for work , worth at most 500 quid, house is in wife name, debts from before we met.
i read scary stories, about trust deed, but to do with property, i dont have any.
if i go for it, as i have no assets, will it be over in 3 years, do i have to chnage ban account, no debts with this bank, i cant decide what to do, will iget accepted, if it dont then what, this is hard, i cracking up. does it affect my wife.