Scottish and English debt laws are different, so if you are a Scottish resident and have questions on debt, then this is the place to post.

Moderators: TalbotWoods, JaneClack

By deltatwo
#167885 Hi,

Title not strictly accurate.

Basically, when my TD was set up in March, the house value for my house was accurate, however, when calculations was done to release equity they based it on me being able to get a 90% remortgage, and I am having difficulty getting that since am in TD.

My TD was only for 6 months and the final payment would of completed TD, am in conversation with IP as to best way forward, but wonder if anyone else has had a similar experience.

I am wary of approaching my own mortgage company (Kensington) and asking them for a further advance, although my mortgage with them is a 95% one, since am terrified I lose mortgage alltogether!

Does anyone have any suggestions?

Thanks
By wdm
#168396 Secured loan?

What's the IP saying to it?