Scottish and English debt laws are different, so if you are a Scottish resident and have questions on debt, then this is the place to post.

Moderators: TalbotWoods, JaneClack

#167657 got letter today from main creditior asking for a full and final of now 4k on a 47k debt

have already files for br, but not yet granted.

do i cancel/annul it.

i could mange ableit tightly my exisiting creditors.... I am not sure what to do now.
#168395 I'd be tempted to do the f and f. You owed 65k didn't you so it would be big portion of your debt. You need professional advice though.
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