- Sun Nov 17, 2013 11:20 pm
I would STRONGLY suggest that you utilise the recognised debt agencies (PayPlan, DAS, Nation Debt Line or StepChange). This is because you have a failed Trust Deed behind you, so if you make contact as an individual some of the creditors may get more 'nasty' than normal.
At this stage I would also contact you TD administrator and get a list off of them of who your creditors were and the account number were (Unless you already have this information), This would also be the first step if you were to deal with this yourself.
You will also need to work out how much you owe to each, and then be prepared to be shocked as some creditors will backdate all charges and interest to the start that you started the TD.
The contact numbers for the agencies are:PayPlan
: Is a national organisation with approaching 20 years of experience in dealing with all kinds of financial situations, no matter how bad they are.
Their advice and help starts with a simple phone call to 0800 280 2816 NDL:
Is an organisation that advises you on solutions that are available to you, you can contact them on 0808 808 4000DAS Scotland
: Is a scheme that allows you to repay your debts at an affordable. You can contact them on 0300 200 2770StepChange
(formerly CCCS) Is an organisation that advises you on available solutions with your financial problems. You can contact them on 0800 138 1111