Discussions on life after your bankruptcy discharge.

Moderators: TalbotWoods, JaneClack

By Leanian
#386613 On my credit file I am linked to my ex partner for credited obtained in 2008 and 2009 is there a way of removing this link, or will it be on forever.

When I am 6 years past my BK I dont want my ex partner dragging my credit score down.

Thanks Ian
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By TalbotWoods
#386633 Hi Ian

Not yet, all links stay in place for 6 years from the closure of the last open connection.

If they refer to closed accounts, then dont worry, their activity and your activity wont automatically link, this only occurs when accounts are open and live.

So as long as the account are closed they wont affect either their CRF ( of conversely any activity on their part wont affect yours)

These are just the normal 6 year historical connections.